Can I use Travellers Cheques in Japan?

You generally cannot use travellers cheques in Japan, with the exceptions of some larger hotels.

Will my Apple Pay work in Japan?

Suica is the main contactless payment form in Japan. Apple supports using your Suica via Apple Pay - but you’ll have to set it up on your phone before you arrive in Japan.

Can I use Other Currencies in Japan like AUD or USD?

Not usually, which is why when travelling to Japan it’s best to ensure you have plenty of other payment options like the ones we’ve outlined above!

Buy Japanese Yen (JPY) Online

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What is Japan's Currency?

Currency:	Japanese Yen
Currency code:	JPY
Central Bank:	Bank of Japan
Currency symbol:	¥, 円 (yen)
Bank notes:	¥1000, ¥2000, ¥5000, ¥10,000
Coins:	¥1, ¥5, ¥10, ¥50, ¥100, ¥500

No other currency in Asia is more heavily traded than the Japanese Yen and it’s the 3rd most traded currency in the world.

The first minted coins in Japan appeared in 708 but by the 19th century Japan was using Spanish Dollars. The Yen (or “round object”) has been used as the central form of currency since the 1870’s.

The most commonly used bills for Japanese Yen are the ¥1,000, ¥5,000 and ¥10,000 notes. The most commonly used coins are the ¥10, ¥50, ¥100, ¥500 but you will also sometimes receive ¥1 and ¥5 as change.

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Travelex Money Card is accepted everywhere Mastercard is accepted and at thousands of ATMs across Japan.

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JPY Goes Further with the Travelex Money Card

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Payment Options in Japan

Because Japan is primarily a cash-based society, it’s important to make sure you’re fully equipped with everything you need to know about exchanging, buying and spending Japanese yen before you arrive. We’ve rounded up the basics of using cash, travel money cards, credit and debit cards, as well as FX and local ATMs.

If you are unsure how much travel money you need for your trip, you can try our travel budget calculator.

Prepaid Travel Money Card Cash Debit or Credit Card

Pros:

Travel money cards can provide more security compared to other payment methods. Replacing your card if it is lost or stolen is usually easy as many travel money card providers offer emergency assistance and a card replacement.
Having a travel money card may save you money, as it allows you to lock in the Japanese yen rates at the time of purchase.*

Discover how you can travel the world with peace of mind with our Travelex Money Card!

Cons:

Taking cash out of your prepaid travel money card in Japan may attract local ATM fees.
Travel money cards may not be accepted in many locations across Japan, particularly in rural areas.
If you need to top up your travel money card up with new funds, it may take some time for them to appear on your card - meaning it's not the best option if you need funds in a hurry (however our Travelex Money Card allows you to top up and check your balance on the go with our Travelex Money App !).

Pros:

Cash is flexible as it’s accepted everywhere in Japan. You can rest assured that with cash, you won’t miss Japanese experiences.
Unlike withdrawing from an ATM or paying via card, there are no hidden fees with taking Japanese curency in cash.
Cash can be better for your budgeting. Taking a set amount of cash with you daily may help you be more vigilant in not spending it all.

Cons:

Carrying large amounts of Japanese yen in cash may be unsafe, or may make you feel anxious. Luckily, Japan is known to be an extremely safe destination!
It may be harder to keep track of your spending with cash if taking all with you when going out to explore.
If your cash does get stolen while you are on holiday, there may be a limit to how much you can claim back on your travel insurance.

Pros:

Credit and debit cards can be great for pre-booking experiences that can be paid for online.
Credit cards provide you with security and flexibility, in that you have access to a larger pool of funds.
Some cards may have a rewards points system when you use them to travel.

Still undecided? Compare the pros and cons of travelling with cash vs cards with our in-depth guide.

Cons:

Many shops, restaurants and attractions in Japan are cash-only.
Having more funds available on your credit card may be a temptation to spend more than you can actually afford.
You may be stung with high currency conversion fees in Japan when using your credit or debit card.

Using an ATM to Withdraw Cash in Japan Foreign Currency ATMs in Australia Local Currency to Exchange in-Destination

Pros:

Withdrawing cash from an ATM in location can be convenient. As you start running low on cash, you can simply find an ATM and withdraw more.
You do not have to carry large quantities of cash with you, which may make you feel safer.

Cons:

Many ATMs in Japan do not accept foreign cards. You may have trouble withdrawing, particularly in rural areas or on public holidays when ATMs shut down.
There may be a range of withdrawal fees associated with withdrawing cash from an ATM in Japan.

Pros:

FX ATMs make exchanging cash at the airport before leaving Australia easy. There are no forms to fill in, and it’s self-serve. Visit our foreign currency ATM page to find a Travelex FX ATM that dispenses Japanese yen.
FX ATMs are 24 hours, meaning you have the flexibility to purchase Japanese yen at any time of the day or night.
Foreign currency ATMs are extremely fast, giving you your foreign currency within a few minutes.

Cons:

Carrying large amounts of cash around with you on holiday may make you feel uneasy.
If your cash gets lost or stolen while you are on holiday, you may have trouble getting it covered by your insurance.
Not all FX ATMs will dispense the currency you need.

Pros:

Exchanging your AUD to JPY once you’re in Japan can be a good option if you’ve forgotten to do so beforehand.
Exchanging money once you are in Japan is relatively easy, with money exchange services offered at post offices, banks, and major department stores and train stations.

Cons:

When exchanging outside of major airports, beware of being conned or scammed.
You may find yourself paying a higher exchange rate when exchanging Australian dollars within Japan – this will however depend on the currency exchange provider.

Where to Buy Japanese Yen in Australia

You can buy JPY online or in-store at any of our branches around Australia.

Check our full list of branches, or click the links below to find stores around major cities and lock in buying JPY at a great rate today.

SYDNEY

PERTH

ADELAIDE

MELBOURNE

BRISBANE

What to spend your Yen on:

Sushi meal for 2 people with sake

4000 Yen
Entry to Tokyo Disney

7400 Yen
Tourist t-shirt

3500 Yen
Postcard and a stamp

212 Yen
Samurai sword

30,000 Yen

How many yen will I need?**

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Must-see in Japan

Kyoto
Travel back in time to Japan’s capital for over 1000 years that’s just a few hours from Tokyo by speed train.

Naoshima
This island in the Seto Inland Sea is full of amazing architecture, museums, contemporary art and beautiful nature.

Ōkunoshima
If you’re not feeling skittish then make a detour to “Rabbit Island” where there’s hundreds of feral rabbits running around.

Good to know - Japanese money tips

Monetary customs can change drastically from country to country. Keep these tips and cultural nuances in mind before going to Japan for a smoother time on your holiday.

Japan is a cash-based society. This means some experiences will be cash only. Ensuring you have some cash yen may help you to avoid any tricky situations!
Tipping is not generally accepted in Japan. In most instances, if you try leaving a tip you will have it returned! If you really do want to tip someone (like a tour guide), make sure you put the cash in an envelope before handing it over.
Make sure you have enough cash on you if you are visiting Japan during a public holiday, as some ATMs do close. If they do remain open, handling charges may increase.
In general, haggling or bargaining is not accepted in Japan. However, there may be some exceptions in markets or specialty stores. The most common form of haggling is asking for a discount if you offer to pay using cash.

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Plan Your Japanese Adventure

Welcome to our Japan destination hub. From financial tips to unmissable sights, prepare for your trip with our comprehensive guides.

JPY Currency Services

Travel Money Card

Purchase a JPY Travelex Money Card, buy online and in-store

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AUD to JPY exchange rates

Check out current and historical AUD to JPY Travelex rates.

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JPY exchange rate tracker

Receive an alert when the Japanese Yen has reached your desired rate

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Withdraw JPY at ATMs

Get JPY from an ATM in Australia and when you arrive in Japan

Find JPY ATMs

Japan Travel Guides

Best Places to Visit in Japan

From sightseeing to cities, plan your itinerary with our guide to Japan’s main attractions.

Read Japan Travel Guide

Japan Trip Costs

Plan how much a trip from Australia to Japan could cost with our breakdown.

Budget Your Japan Trip

Top Tips for Visiting Japan

Discover the best time to visit Japan, how to get around, etiquette and more.

Get Japan Travel Tips

Best Places to see Cherry Blossoms

Avoid crowds during cherry blossom season at these secluded locations.

Best Cherry Blossom Spots

Frequently Asked Questions

Can I use Travellers Cheques in Japan?

You generally cannot use travellers cheques in Japan, with the exceptions of some larger hotels.
Will my Apple Pay work in Japan?

Suica is the main contactless payment form in Japan. Apple supports using your Suica via Apple Pay - but you’ll have to set it up on your phone before you arrive in Japan.
Can I use Other Currencies in Japan like AUD or USD?

Not usually, which is why when travelling to Japan it’s best to ensure you have plenty of other payment options like the ones we’ve outlined above!
What ATMs can I use in Japan?

There are two types of ATMs in Japan: domestic and international. Customers should visit the International ATMs, found in Convenience Stores such as Seven Eleven, FamilyMart and Lawson. ATMs in banks are for domestic users only.
How do I buy Japanese yen in Australia?

You can buy Japanese yen online before you travel and collect it in-store, or load it onto a prepaid travel money card. Ordering ahead usually gives you better rates than exchanging at the airport. If you’re comparing options, check live AUD to JPY rates and lock in your currency when you’re ready.
What can you buy with 100 yen?

100 yen is roughly the price of small everyday items in Japan—think a bottle of water, a snack from a convenience store, or items from a ¥100 shop (similar to a dollar store). It’s a useful benchmark for quick purchases.
What does Japanese yen look like?

Japanese yen comes in coins (¥1, ¥5, ¥10, ¥50, ¥100, ¥500) and notes (¥1,000, ¥5,000, ¥10,000). Notes feature historical figures and are all different sizes, while coins vary in colour and size for easy identification.
How much Japanese yen should I bring to Japan?

Japan is still relatively cash-friendly. For a typical trip, budgeting ¥5,000–¥10,000 per day (~$50–$100 AUD) for food, transport, and small purchases is a good starting point, excluding accommodation.

Learn more about average Japan travel costs with our Japan Travel Money Guide.
Should I buy Japanese yen now?

Exchange rates move daily, so there’s no perfect “right time.” Many travellers choose to buy in advance to lock in a rate and avoid airport markups. You can also use our free Exchange Rate Tracker tool to receive an alert when the Japanese Yen reaches your desired rate.

^{* Rates are subject to change throughout the day. In-store rates vary compared to online.}

^{** The figures provided are indicative only and are there to provide an idea of the amount of travel money you may need during your trip.}

^{*** Business days. Some stores open 7 days. The next available date will be displayed when ordering.}

^{^^Based on mid-market and Travelex Online AUD to FX exchange rates as of the date of the relevant social media post and/or email communication. Rates are subject to change throughout the day. Any rates and savings are quoted as a guide only.}

^{Travelex Limited (ABN 36 004 179 953, AFSL Number 222444) arranges for and sells Online Foreign Currency via its Online Ordering Facility. You should consider the Terms and Conditions before deciding whether to acquire any product.}

^{Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.}

Buy Japanese Yen (JPY)

What is Japan's Currency?

Plan ahead with currency bundles, eSIMs & travel insurance

JPY Goes Further with the Travelex Money Card

Payment Options in Japan

Where to Buy Japanese Yen in Australia