Discover our travel card for Europe
Travel smarter with Travelex's award-winning Europe travel card and enjoy the freedom to spend anywhere, any time. Discover Europe on your terms with a card that's made for exploring.
- Withdraw cash with no international ATM fees¹.
- Load, tap, and go wherever Mastercard is accepted across Europe.
- Top up easily on the go via the app or online.
- Save with no foreign exchange fees^ & real-time exchange rates.
- Manage multiple currencies effortlessly.
Your Travel Card for Europe: Smart, Simple, and Secure
Wherever your European adventure takes you, easily access multiple foreign currencies either through your Travel Money Card or cash — the choice is yours.Prefer cash or card? We’ve got you covered
Travel Money Card & cash:
• EUR (Andorra, Austria, Belgium, Croatias,Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, Vatican City)
• GBP (United Kingdom)
Cash only:
• CZK (Czech Republic)
• CHF (Switzerland)
• DKK (Denmark)
• HUF (Hungary)
UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
24/7 Global Assistance
Convenient Mobile App
Download it here
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Buy online, collect in-store or get it delivered to your home
(allow up to 7 days from when payment is received)
5☆ outstanding value award winning travel money card
Earn cash rewards for shopping with Mastercard Travel Rewards
TAP & GO with your Android phone via Google Pay™ and Google Wallet™
Read more
International SIM Cards
Stay connected when travelling overseas. Choose from a range of prepaid International SIMs on offer for use in continents around the world.
Enjoy fast speeds, loads of data, no roaming fees and more.
Simply order online and get it delivered to your door.
Maximise your holiday with our travel card
1
Order your travel card
Order your Travelex Money Card online or in-store (passport or driver's license required)
2
Get your travel card
Collect from a Travelex store or delivered FREE to your home (allow up to 7 days from when payment is received)
4
Register for My Account
To activate your new card, simply register your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Experience the benefits
- Top up your Travelex Money Card wallet
- Check your balance and move funds between currencies
- Instantly freeze and unfreeze your card
- Reveal your PIN and card details for online shopping
The app requires Android 8.0 and up or iOS 14.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Initial Card Purchase Fee
(charged at the time of purchase)
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of Australian dollars (AUD) incur a fee of 1.1% of the amount or $15 whichever is greater).
Top Up Fee
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
International ATM withdrawal and EFTPOS fee (outside Australia)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Cash over the counter fee (where cash is obtained over the
counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
24/7 Global Emergency Assistance
FREE
Closure/withdrawal fee
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
Currency to Currency foreign exchange rate
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
Currency Conversion Fee
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Maximum number of cards you may hold in your name at any one time
One
Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
Minimum amount for card top-up online and on the app
AU$50 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
Maximum amounts for online top-up (app and website):
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
Maximum bank transfer or BPAY® top up amount per day
AU$25,000
Maximum balance allowed across all currencies during any 12 month
period
AU$75,000
Cash over the counter limit in any 24 hour period
AU$350
Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators
may set their own withdrawal limits which may be lower than this limit)
AU$3,000 or currency equivalent
Maximum value of EFTPOS transactions during any 24 hour period
AU$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
NZ
Europe
US
Japan
UK
Canada
Hong Kong
Thailand
Singapore
While it might be tempting to use your regular bank card in Europe, the Travelex Travel Money Card is the smarter choice. It offers competitive exchange rates, no foreign transaction fees, and the ability to hold multiple currencies all in one card. Enjoy peace of mind with easy access to your funds and fee-free cash withdrawals at ATMs across Europe. Travel with confidence—choose Travelex!
Learn more about the differences between Debit Cards vs Travel Money Cards.
While the euro is widely accepted, it's important to note that various European countries maintain their own official currencies. For this reason, the best travel money card for Europe is one that aligns with the specific currencies used in your intended destinations.
The Travelex Travel Money Card offers the convenience of storing multiple currencies, fee-free cash withdrawals, and competitive exchange rates. Plus, it’s accepted wherever Mastercard is, making it easy to spend with confidence.
While it is possible to travel without a money card, a Travelex Money Card offers a host of benefits that can save you money during your trip. For example, you can load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.
Purchase your prepaid travel card online now.
Yes, you can use your Australian debit card in Europe, as long as it is enabled for international transactions. Just look for ATMs and merchants that accept Mastercard or Visa. However, keep in mind that foreign transaction fees may apply, so it is worth considering a travel money card for more cost-effective spending. For example, travel cards let you load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.
Benefits of using a travel money card in Europe include:
- Ease of withdrawing cash abroad
- Avoiding foreign currency conversion fee and ATM fees1
- Quick fund transfers from your bank account to your money card
- Locking in a fixed prevailing exchange rate before travelling3
While this will largely depend on where you plan on doing most of your spending, we recommend having a mix of both cash and cards for your trip to Europe.
Cash can be handy for small purchases and places that don’t accept cards but can be easily lost or stolen. On the other hand, prepaid cards like the Travelex Travel Money Card let you automatically transfer funds to your account and lock in competitive exchange rates.
Learn more about How to Keep your Money Safe while Travelling.
Cash can be handy for small purchases and places that don’t accept cards but can be easily lost or stolen. On the other hand, prepaid cards like the Travelex Travel Money Card let you automatically transfer funds to your account and lock in competitive exchange rates.
Learn more about How to Keep your Money Safe while Travelling.
You can withdraw money from your travel money card by visiting any ATM worldwide supporting Mastercard. Simply select the “credit” option at the ATM machine to access and withdraw your funds. With the Travelex Travel Money Card, you can easily withdraw cash abroad.
What is the Travelex Travel Money Card for Europe
While the euro is widely accepted, it's important to note that various European countries maintain their own official currencies. For this reason, the best travel money card for Europe is one that aligns with the specific currencies used in your intended destinations.
The Travelex Travel Money Card offers the convenience of storing multiple currencies, fee-free cash withdrawals, and competitive exchange rates. Plus, it’s accepted wherever Mastercard is, making it easy to spend with confidence.
Which card to use in Europe?
While it might be tempting to use your regular bank card in Europe, the Travelex Travel Money Card is the smarter choice. It offers competitive exchange rates, no foreign transaction fees, and the ability to hold multiple currencies all in one card. Enjoy peace of mind with easy access to your funds and fee-free cash withdrawals at ATMs across Europe. Travel with confidence—choose Travelex!
Learn more about the differences between Debit Cards vs Travel Money Cards.
How do I get a Euro card?
While it is possible to travel without a money card, a Travelex Money Card offers a host of benefits that can save you money during your trip. For example, you can load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.
Purchase your prepaid travel card online now.
Can I use my Australian card in Europe?
Yes, you can use your Australian debit card in Europe, as long as it is enabled for international transactions. Just look for ATMs and merchants that accept Mastercard or Visa. However, keep in mind that foreign transaction fees may apply, so it is worth considering a travel money card for more cost-effective spending. For example, travel cards let you load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.
What are the benefits of using a travel money card in Europe?
Benefits of using a travel money card in Europe include:
- Ease of withdrawing cash abroad
- Avoiding foreign currency conversion fee and ATM fees1
- Quick fund transfers from your bank account to your money card
- Locking in a fixed prevailing exchange rate before travelling3
The Travelex travel money card can also be conveniently topped up online using the mobile app. You can keep up to date with foreign exchange rates with the Travelex travel exchange rate tracker.
Is it better to take cash or card to Europe?
While this will largely depend on where you plan on doing most of your spending, we recommend having a mix of both cash and cards for your trip to Europe.
Cash can be handy for small purchases and places that don’t accept cards but can be easily lost or stolen. On the other hand, prepaid cards like the Travelex Travel Money Card let you automatically transfer funds to your account and lock in competitive exchange rates.
Learn more about How to Keep your Money Safe while Travelling.
How do I withdraw cash from my travel money card?
With Travelex, international cash withdrawals are simple. You can withdraw money from your travel money card by visiting any ATM worldwide supporting Mastercard. Simply select the “credit” option at the ATM machine to access and withdraw your funds.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
* Transacting via some online merchants may incur a surcharge.