Travel Money Card Canada
An award-winning foreign currency prepaid travel card, the Travelex Money Card is perfect to travel with around Canada. Whether you’re looking to make everyday purchases, pay for insurance coverage or enjoy holiday packages, you can rely on the Travelex Money Card to make Canadian dollar (CAD) payments.The Travelex Money Card works similarly to a Mastercard debit card, where you can use it to withdraw cash from ATMs worldwide. You can also lock in a fixed prevailing exchange rate and use the card to transfer money without any foreign transaction fees^.
The Travelex Money Card stores CAD so that you can reliably make everyday purchases while travelling in Canada. Partnered with world elite Mastercard, the card is compatible with most ATMs worldwide and can be used at all establishments supporting Mastercard. To buy CAD for your travel money card, simply order online or monitor currencies with the Travelex exchange rate tracker.
There is no annual fee when using the Travelex Money Card. Instead, you can enjoy feeless foreign exchange transactions^ and ATM cash withdrawals1.
More on Canada from our Travelex Hub Blog
Not to be mistaken with international transfers, if you want to send money to Canada from Australia, download our international money transfer app. Convert AUD to CAD today and deposit to a recipient’s Canadian bank account with ease. Now that you’ve figured out your finances, skip to the fun part – planning your Canadian adventure. Check out our travel guide for top tips on getting around and must-see sights.
UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
24/7 Global Assistance
Convenient Mobile App
Download it here
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Buy online, collect in-store or get it delivered to your home
(allow up to 7 days from when payment is received)
5☆ outstanding value award winning travel money card
Earn cash rewards for shopping with Mastercard Travel Rewards
TAP & GO with your Android phone via Google Pay™ and Google Wallet™
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Maximise your holiday with our travel card
1
Order your travel card
Order your Travelex Money Card online or in-store (passport or driver's license required)
2
Get your travel card
Collect from a Travelex store or delivered FREE to your home (allow up to 7 days from when payment is received)
4
Register for My Account
To activate your new card, simply register your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Experience the benefits
- Top up your Travelex Money Card wallet
- Check your balance and move funds between currencies
- Instantly freeze and unfreeze your card
- Reveal your PIN and card details for online shopping
The app requires Android 8.0 and up or iOS 14.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Initial Card Purchase Fee
(charged at the time of purchase)
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of Australian dollars (AUD) incur a fee of 1.1% of the amount or $15 whichever is greater).
Top Up Fee
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
International ATM withdrawal and EFTPOS fee (outside Australia)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Cash over the counter fee (where cash is obtained over the
counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
24/7 Global Emergency Assistance
FREE
Closure/withdrawal fee
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
Currency to Currency foreign exchange rate
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
Currency Conversion Fee
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Maximum number of cards you may hold in your name at any one time
One
Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
Minimum amount for card top-up online and on the app
AU$50 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
Maximum amounts for online top-up (app and website):
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
Maximum bank transfer or BPAY® top up amount per day
AU$25,000
Maximum balance allowed across all currencies during any 12 month
period
AU$75,000
Cash over the counter limit in any 24 hour period
AU$350
Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators
may set their own withdrawal limits which may be lower than this limit)
AU$3,000 or currency equivalent
Maximum value of EFTPOS transactions during any 24 hour period
AU$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
NZ
Europe
US
Japan
UK
Canada
Hong Kong
Thailand
Singapore
Travelex’s travel money card is the best for holiday travel in Canada. There are many eligible purchases you can make with the Travelex Money Card, such as travel insurance, mobile device insurance, and even goods at grocery stores.
Keep in mind that although you can use the travel card similarly to a debit card, you can’t use it to redeem points, claim travel rewards or access a priority pass membership like a traditional Mastercard.
The Travelex Money Card is the best for international travel as it allows you to lock in prevailing exchange rates, buy foreign currencies, and store them in one place without any added fees^. You can use it to store CAD, as well as other currencies such as USD, EUR, and NZD.
You can also use the Travelex Money Card to withdraw cash from Mastercard-supported ATMs worldwide with no additional fees1.
Getting a travel card may be worthwhile if you’re looking to make purchases in another country conveniently, without the hassle of monitoring exchange rates and carrying cash around. With the Travelex Money Card, you can make balance transfers with a couple of taps on the Travelex Money App, withdraw cash from ATMs, and store multiple foreign currencies at once.
Even in the case of a trip cancellation, you can still keep the card for your future travels and store other currencies on it.
Yes, you can use the Travelex Money Card in both the USA and Canada. You can store USD and CAD in the card simultaneously and use it to make purchases in both countries.
Go online or find a store to purchase a Travelex Money Card to use in the USA and Canada.
Which card is the best in Canada?
Travelex’s travel money card is the best for holiday travel in Canada. There are many eligible purchases you can make with the Travelex Money Card, such as travel insurance, mobile device insurance, and even goods at grocery stores.
Keep in mind that although you can use the travel card similarly to a debit card, you can’t use it to redeem points, claim travel rewards or access a priority pass membership like a traditional Mastercard.
Which card is best for international travel?
The Travelex Money Card is the best for international travel as it allows you to lock in prevailing exchange rates, buy foreign currencies, and store them in one place without any added fees^. You can use it to store CAD, as well as other currencies such as USD, EUR and NZD.
You can also use the Travelex Money Card to withdraw cash from Mastercard-supported ATMs worldwide with no additional fees1.
Is it worth getting a travel card?
Getting a travel card may be worthwhile if you’re looking to make purchases in another country conveniently, without the hassle of monitoring exchange rates and carrying cash around. With the Travelex Money Card, you can make balance transfers with a couple of taps on the Travelex Money App, withdraw cash from ATMs, and store multiple foreign currencies at once.
Even in the case of a trip cancellation, you can still keep the card for your future travels and store other currencies on it.
Can I use a USA card in Canada?
Yes, you can use the Travelex Money Card in both the USA and Canada. You can store USD and CAD in the card simultaneously and use it to make purchases in both countries.
Go online or find a store to purchase a Travelex Money Card to use in the USA and Canada.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
* Transacting via some online merchants may incur a surcharge.