Discover our travel card for Japan
Want to carry yen in cash or on a card? The choice is yours.
Travel smarter with Travelex's award-winning travel card – your key to a seamless, worry-free adventure in Japan.
- Withdraw cash with no international ATM fees¹.
- Load, tap, and go wherever Mastercard is accepted across Europe.
- Top up easily on the go via the app or online.
- Save with no foreign exchange fees^ & real-time exchange rates.
- Manage multiple currencies effortlessly.
UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
24/7 Global Assistance
Convenient Mobile App
Download it here
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Buy online, collect in-store or get it delivered to your home
(allow up to 7 days from when payment is received)
5☆ outstanding value award winning travel money card
Earn cash rewards for shopping with Mastercard Travel Rewards
TAP & GO with your Android phone via Google Pay™ and Google Wallet™
Read more
Maximise your holiday with our travel card
1
Order your travel card
Order your Travelex Money Card online or in-store (passport or driver's license required)
2
Get your travel card
Collect from a Travelex store or delivered FREE to your home (allow up to 7 days from when payment is received)
4
Register for My Account
To activate your new card, simply register your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Experience the benefits
- Top up your Travelex Money Card wallet
- Check your balance and move funds between currencies
- Instantly freeze and unfreeze your card
- Reveal your PIN and card details for online shopping
The app requires Android 8.0 and up or iOS 14.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Initial Card Purchase Fee
(charged at the time of purchase)
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of Australian dollars (AUD) incur a fee of 1.1% of the amount or $15 whichever is greater).
Top Up Fee
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
International ATM withdrawal and EFTPOS fee (outside Australia)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Cash over the counter fee (where cash is obtained over the
counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
24/7 Global Emergency Assistance
FREE
Closure/withdrawal fee
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
Currency to Currency foreign exchange rate
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
Currency Conversion Fee
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Maximum number of cards you may hold in your name at any one time
One
Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
Minimum amount for card top-up online and on the app
AU$50 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
Maximum amounts for online top-up (app and website):
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
Maximum bank transfer or BPAY® top up amount per day
AU$25,000
Maximum balance allowed across all currencies during any 12 month
period
AU$75,000
Cash over the counter limit in any 24 hour period
AU$350
Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators
may set their own withdrawal limits which may be lower than this limit)
AU$3,000 or currency equivalent
Maximum value of EFTPOS transactions during any 24 hour period
AU$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
NZ
Europe
US
Japan
UK
Canada
Hong Kong
Thailand
Singapore
When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.
You can only hold one card in your name at any one time.
-
Top-up via the Travelex website
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Top-up via the Travelex Money App
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Move currencies on your card, instantly!
If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
- Top-up in a Travelex store
-
Direct top-up via BPAY:
Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
You must make payment using your own account.
MasterCard Biller Code: 184416
Reference No: your 16 digit Travelex Money Card number
Funds will be allocated to your default currency. To check your default currency login to your account.
Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
A travel money card is a global currency card that allows you to load several foreign currencies into a personal account at a prevailing exchange rate. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw cash at ATMs while travelling. You can buy currencies and add or reload them into your travel money card account via a mobile app whilst abroad.
One of the best ways to use the Travelex Money Card is with the Travelex Money App. The Travelex Money App makes ordering, transferring, and checking currencies quick and simple on your travel card. You can also use the Travelex travel exchange rate tracker to check currencies in real time.
You can order a travel money card online or purchase one directly from a Travelex store. Find a store near you.
Yes, a travel money card can make your trip to Japan much more convenient by allowing you to spend money confidently both in-store and online, without worrying about extra fees. Here are some key benefits:
- Lock in exchange rates before you travel and avoid foreign transaction fees.
- Load multiple currencies onto one card for easy spending abroad.
- Enjoy fee-free withdrawals at ATMs and no additional fees for online purchases.
- Order your card online and top it up anytime through a mobile app.
If you’re visiting Japan, a travel money card can be a convenient and affordable way to access your money. The best travel money card for Japan should help you save money with favourable exchange rates and no hidden fees. For example, a Travelex Money Card has unlimited free overseas ATM withdrawals.
- Travel money cards can be ordered online and collected in store next day.
- Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
- Home delivery within 5-7 business days.
Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.
The Travelex Money Card is a Mastercard travel card, meaning it is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark. It is also free to obtain cash over the counter and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal ATM fees. Be sure to check with the ATM in question prior to making cash withdrawals.
Similar to any bank account, you can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen to access funds. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000 Australian dollars each 24 hour period. Bear in mind that some ATMs may also have their own ATM fee, adding a cost to your withdrawal.
The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.
Using a card is more convenient and secure for most purchases in Japan's major cities. However, having some Japanese yen on hand is helpful if you plan on visiting more rural areas or purchasing from cash-only vendors, like Ramen restaurants with ordering ticket machine and bars/pubs.
Learn more about Travelling with Cash vs Travel Cards.
There are two types of ATMs in Japan: domestic and international. Customers should visit the International ATMs, found in Convenience Stores such as Seven Eleven, FamilyMart and Lawson.
ATMs in banks are for domestic users only.
Travelex stores abroad cannot provide balance enquiries or offer cash-out as they do not have access to your Australian issued Travelex Money Card details.
- For balance enquires, you can check it on the Travelex Money App or call us on 1800 440 039.
- Cash-out may be offered in local shops that provide this service.
Most common questions
Important note about purchasing a Travelex Money Card
When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.
You can only hold one card in your name at any one time.
How do I top up my travel card
-
Top-up via the Travelex website
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Top-up via the Travelex Money App
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Move currencies on your card, instantly!
If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
- Top-up in a Travelex store
-
Direct top-up via BPAY:
Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
You must make payment using your own account.
MasterCard Biller Code: 184416
Reference No: your 16 digit Travelex Money Card number
Funds will be allocated to your default currency. To check your default currency login to your account.
Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
What is a travel money card?
A travel money card is a global prepaid currency card that allows you to load several foreign currencies into a personal account at a prevailing exchange rate. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw cash at ATMs while travelling. You can buy currencies and add or reload them into your travel money card account via a mobile app whilst abroad.
One of the best ways to use the Travelex Money Card is with the Travelex Money App. The Travelex Money App makes ordering, transferring, and checking currencies quick and simple on your travel card. You can also use the Travelex travel exchange rate tracker to check currencies in real time.
You can order a travel money card online or purchase one directly from a Travelex store. Find a store near you.
Is a travel card worth it in Japan?
Yes, a travel money card can make your trip to Japan much more convenient by allowing you to spend money confidently both in-store and online, without worrying about extra fees. Here are some key benefits:
- Lock in exchange rates before you travel and avoid foreign transaction fees.
- Load multiple currencies onto one card for easy spending abroad.
- Enjoy fee-free withdrawals at ATMs and no additional fees for online purchases.
- Order your card online and top it up anytime through a mobile app.
Which prepaid card is best in Japan?
If you’re visiting Japan, a travel money card can be a convenient and affordable way to access your money. The best travel money card for Japan should help you save money with favourable exchange rates and no hidden fees. For example, a Travelex Money Card has unlimited free overseas ATM withdrawals.
How long does it take to get a travel money card?
- Travel money cards can be ordered online and collected in store next day.
- Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
- Home delivery within 5-7 business days.
Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.
Do you get charged for using a travel money card?
The Travelex Money Card is a Mastercard travel card, meaning it is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark. It is also free to obtain cash over the counter and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal ATM fees. Be sure to check with the ATM in question prior to making cash withdrawals.
Can I withdraw money from my travel card?
Similar to any bank account, you can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen to access funds. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000 Australian dollars each 24 hour period. Bear in mind that some ATMs may also have their own ATM fee, adding a cost to your withdrawal.
Where can I use travel cards?
The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.
What ATMs can I use in Japan?
There are two types of ATMs in Japan: domestic and international. Customers should visit the International ATMs, found in Convenience Stores such as Seven Eleven, FamilyMart and Lawson.
ATMs in banks are for domestic users only.
Is it better to take cash or card to Japan?
Using a card is more convenient and secure for most purchases in Japan's major cities. However, having some Japanese yen on hand is helpful if you plan on visiting more rural areas or purchasing from cash-only vendors, like Ramen restaurants with ordering ticket machine and bars/pubs.
Learn more about Travelling with Cash vs Travel Cards.
Travelex stores in Japan: good to know
Travelex stores abroad cannot provide balance enquiries or offer cash-out as they do not have access to your Australian issued Travelex Money Card details.
- For balance enquires, you can check it on the Travelex Money App or call us on 1800 440 039.
- Cash-out may be offered in local shops that provide this service.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. ^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
* Transacting via some online merchants may incur a surcharge.